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How can we help you?

Singlife Plan & Protect is the first and only mobile app in the Philippines that lets you have money when you need it by letting you PLAN out your financial goals, SAVE money for emergencies and future goals, and PROTECT these goals through life insurance and long-term savings solutions that are personalized to your needs and budget.

It’s built with a financial planning tool, the Singlife Plan, which recommends financial goals that you can secure through an interest-earning Emergency Fund, and the Singlife Protect life insurance solutions.

Visit our Singlife Plan & Protect App FAQ page to learn more.

You will get the following benefits if you download the app and cash-in at least PHP 1,000 to your Emergency Fund: 

    1. Get 5% yearly interest rate during the App trial period and access it with the free visa debit card
    2. A coverage of 6-month disability and life insurance, equivalent to 3X your monthly income
    3. An access to personalized advice and meaningful insurance solution that fits the pocket!

The Emergency Fund is an interest-earning savings fund that lets you build the ideal emergency savings equal to 3x your monthly income. It can earn up to 5% interest yearly.

It also comes with instant life and disability insurance coverage called Protect from Emergency. So, in case disability or death happens while you’re still building up your emergency fund, you or your beneficiary/ies will receive a cash benefit equal to 3x your monthly income.

Plus, it comes with a free Singlife Visa debit card that you can use to access your emergency fund whenever needed.

Visit our Emergency Fund FAQ page to learn more.

The Wallet is an EON bank Account held by UnionBank under your name and is directly associated with your Emergency Fund. It lets you transfer money to your Emergency Fund or other banks. It is also directly connected to your Singlife Visa debit card.

Visit our Wallet FAQ page to learn more

The Singlife Visa debit card is a card you can use to withdraw cash from an ATM. If you use it to withdraw from a Unionbank ATM, you will not be charged any fees. You can also use the card to pay merchants.

The card is directly linked to the Wallet on the Singlife Plan & Protect app.You can request it for free through the ‘Emergency Fund’ tab in the app.

Visit our Singlife Visa Debit Card FAQ page to learn more.

When you activate your Emergency Fund, you automatically earn a base interest rate of 2% per year. You will earn an additional 1% for each goal category you secure. There are three goal categories: Income Replacement, Expense Protection, and Savings Growth. 

(e.g., base interest of 2% + 1% for Income Replacement + 1% for Expense Protection + 1% for Savings Growth= 5 % p.a.)

Visit our Emergency Fund FAQ page to learn more.

Cash for Goals (Education) is a life insurance and investment product rolled into one. It is designed to maximize the earning potential of your money to help achieve the goals you have for your children in the future. 

It protects your goal too! In case you pass away before completing your goal, we'll make sure that your child will have the target goal amount once he/she reaches college. Your child's education is always secured. 

The 3-in-1 Protection Plan is a comprehensive coverage product that provides protection against Accidents, Dengue, and COVID-19 at an affordable price not only for you, but you can protect your family as well.   

The product has the following benefits:  

1. Confinement Allowance - You will be covered if you get confined in a hospital due to an Accident,Dengue ,or COVID-19. 

    1. Dengue Test Allowance - You will get cash if you test positive for Dengue.

2. Benefit for Severe Cases 

    1. Severe Dengue & COVID-19 - Protects you from medical expenses when you experience severe effects of Dengue or COVID-19, including if you pass away due to either Dengue or COVID-19 
    2. Accidental Disability & Death - Protects you and your family if you pass away or you get permanently disabled due to an accident  

You can also provide coverage for each of your family members, ensuring that you are prepared for their medical costs while paying the same amount. 

We currently have five (5) Singlife insurance products available: Cash for Income Loss (Accidents Only), Cash for Income Loss, Cash for Dengue Costs with Free COVID-19 Cover, Cash for Medical Costs and Cash for Goals (Education).  

Cash for Income Loss (Accidents Only) will pay you a monthly cash benefit equivalent to the monthly take-home income you have lost due to disability or death caused by an accident.

Cash for Income Loss is similar to Cash for Income Loss (Accidents Only), but the cause for disability or death is not limited to covered accidents. We have a comprehensive list of illnesses covered.

Cash for Dengue Costs with FREE COVID-19 Cover is an insurance plan, renewable annually, that helps pay for tests, confinement, and other expenses that a person may incur when infected with the Dengue virus. It includes a free one-year COVID-19 coverage. The benefit amount of your plan will depend on the coverage level you have chosen.

Cash for Medical Costs is a yearly renewable health insurance plan that provides you:

    • Daily hospital cash benefit for every day you are confined in the hospital;
    • Diagnosis benefit for any of the 125 critical conditions we cover and;
    • Medical surgery reimbursement benefit due to a covered late-stage critical condition.

Cash for Goals (Education) is a life insurance and investment product rolled into one. It is designed to maximize the earning potential of your money to help achieve the goals you have for your children in the future. It protects your goal too! In case you pass away before completing your goal, we'll make sure that your child will have the target goal amount once he/she reaches college. Your child's education is always secured.

Getting an insurance has never been easier with our partnership with GCash. All you need to have is a fully verified GCash account and you are ready to go. Follow the steps below to get protected today.

  1. 1.)  Access your GCash account. In the main menu, click GInsure.

  2. 2.)  Once inside GInsure, click on View All Featured Products.

  3. 3.)  Click the Singlife insurance product you’re interested in.

  4. 4.)  Once ready, follow the instructions and fill out the questionnaire.

  5. 5.)  You’ll get a confirmation e-mail and a copy of your policy in your registered e-mail.

That’s it! You’ll have the protection that you deserve right away.