Valentine's Day, which happens on February 14 each year, has traditionally been related to the concept of giving something special to that special someone. However, it is not always necessary to follow social norms when giving a priceless gift to a significant other. Go above and beyond cultural standards this Valentine’s and show your partner some love by looking out for your partner's financial well-being and give them a unique gift for Valentine’s they will never forget. If you’re questioning what line of Valentine’s gift ideas will knock your beloved’s socks off, Fret not! We have listed some ideas for unique and creative Valentine’s Day gifts that keep on giving:
1) Protect Their Future
When thinking of getting creative with Valentine’s gifts, nothing shows that you care for your partner when you want to protect them from getting hurt or worrying. Instead of flowers and chocolates, why not show you really care by protecting your loved ones from unexpected medical expenses by getting Singlife's Cash for Medical Costs. What could be a more romantic Valentine’s gift idea for him or her? You can be sure that you will leave a lasting impact when you care enough to invest in their future.
2) Discuss Financial Health as a Couple
Are they your happily ever after? Castles in real life, unfortunately, are not built on air, unlike fairy tales. With a solid financial plan on both your parts, however, you may very well just head into a blissful forever. Sit down with your partner and discuss your financial health, your aims, and aspirations. As you are life partners, also become financial partners and keep each other responsible and committed towards your shared financial goals.
3) Sharing is Caring
This can truly be one of the most unique Valentine’s gifts for him or her. Buying them a share from their favourite brands in their name is truly a unique way to gift them something that will generate them a passive income. Besides being a sweet gesture, it is also a wise financial decision.
4) Help Improve their Credit Score
If your partner does not have a credit score history, you could consider adding them as an authorised user of your credit card. You, being the primary user, will be responsible to make timely payments and not accrue a high credit. Therefore, going into this means that you are secure enough in your relationship and trust your partner to not run up the numbers. This will help them establish their credit scores and improve their financial standing, making it easier for them to obtain loans and financing in the future.
5) Love is for Life
One of the most bittersweet ways to give your loved ones a unique gift for Valentine’s is by getting life insurance. Granted, no one wants to think about the possibility of never holding their loved ones again, but life ends one way or another, and especially with the COVID-19 pandemic, it is more important than ever to get life insurance. Make your partner the nominee, and if there is ever a day you cannot hold their hand anymore, you will be at peace knowing that they are at least financially stable.
Why offer the same kinds of gifts year after year? Break the monotony and surprise your significant other with financial gifts that have long-term value and benefits. Check out our blog for more ideas on short term and long-term financial gifts.