How to pick the right medical bills protection for you and your family.
If you’re new to picking a plan to protect yourself from high hospital bills, these are the things you may want to consider first before buying:
HMO through your employer
HMO is short health maintenance organizations that are usually provided by employers to you upon regularization. HMO usually covers expenses on emergency room trips, doctor’s consultations, and lab tests, ranging from P20,000 to P200,000 per year. This amount depends on your company, and since HMOs are linked to your company, you can only use it as long as you’re being employed by them.
Your expected health care needs
Depending on your family’s medical history, you can prepare for what kind of care you will possibly need in the future by talking with your family doctor.
Now that you know your possible health care needs, you can choose a plan that can cover the potential medical bills but is within your budget.
Choosing the right plan can seem daunting—but whatever you do, don’t put it off or skip protection altogether. You might end up paying more hospital bills than you would’ve on coverage.
If you’re looking for a comprehensive plan that’s easy on the pocket, you might consider Cash for Medical Costs. It gives you P1,275,000 to cover your hospitalization and critical conditions for as low as P607/month*!
Limited offer until August 30, 2022: Get a quote today and get FREE P140K cover for Dengue and COVID-19 coverage!
*Sample quote for a 25-year-old