Emergency fund - Do you have enough emergency funds on a rainy day? The best practice is saving somewhere 3-6 months of expenses. But this amount is different for everyone, and it can depend on several factors like the number of dependents counting on you, job security and healthcare.
Insurance coverage – You may think insurance is something you can get later on, but you’ll have more affordable options if you buy it when you’re young and healthy!
Saving up for your kids – they may be adorable babies now, but next thing you know, these babies are off to college. It's hard to imagine your toddler trying to choose a major, but you'll probably want to make sure they have the chance to explore all of their options when the time comes.
Retirement Plan – if you haven't yet, you might consider looking at how to save for retirement. Whether it's from your employer or an individual plan.